If you're an insurance agent, plumber, property manager, or contractor, you're already in the perfect position to earn serious side income. Restoration referral programs pay you $250 to $2,250 for every water, fire, or mold job you send their way.
The Restoration Referral Gold Rush
The property damage restoration industry is booming, driven by aging infrastructure and more frequent severe weather. Referral programs have become a standard way for professionals like plumbers, insurance agents, and property managers to earn extra income by sending clients to trusted restoration companies. Commissions typically range from $250 to over $2,000 per job, and many programs now offer upfront payments to attract partners. As one industry expert noted, referral fees are common in almost every other sector, and restoration is finally catching up. For you, this means a low-effort way to monetize your existing network without changing your core business.
How I Ranked These Programs
I evaluated each program based on commission size, payout speed, ease of onboarding, and the quality of service your clients receive. Programs that offered upfront payments or higher per-job fees scored higher. I also considered flexibility—like whether you can choose between a 1099 or no-1099 option—and any unique perks, such as raffle entries or paid discovery calls. The goal was to find programs that maximize your earnings while keeping your clients happy.
Here's a quick comparison of the five programs to help you spot the best fit at a glance.
| Provider | Best For |
|---|---|
| Tri State Restoration | Fast upfront payouts with no waiting period |
| Harris Claims Services | High commission potential on large insurance claims |
| American Restoration Solutions | Largest commissions through full-service in-house restoration |
| Restoration Referral Program | Earn Fees on Every Closed Job | Simple, niche-focused referral program with quick response times |
| JG Restoration | Low-risk entry with $100 just for learning about the program |
Deep Dive: The Best Restoration Referral Programs
#1 Tri State Restoration
A screenshot of the Tri State Restoration website.
Tri State Restoration runs a Premier Referral Program that stands out for its flexibility and speed. You can choose between a $850 referral fee (requires a 1099) or a $500 fee with no 1099, both paid upfront with no waiting. They also add a gamified twist: each referral earns you a raffle ticket for prizes like a $10,000 Vegas vacation. Their 24/7 emergency service and IICRC-certified techs ensure your clients get top-tier care. This program is ideal if you want immediate cash and a little fun on the side.
#2 Harris Claims Services
A screenshot of the Harris Claims Services website.
Harris Claims Services offers a commission-based referral program for professionals like attorneys, real estate agents, and insurance brokers. Instead of a flat fee, you earn a percentage of the claim settlement, which can mean thousands of dollars per referral. They specialize in public adjusting and claim services, helping clients get up to 35% more from their insurance payout. With over 30 years of experience, they provide a trusted, high-value option for those who want recurring income from larger claims.
#3 American Restoration Solutions
A screenshot of the American Restoration Solutions website.
American Restoration Solutions focuses on maximizing your commission by handling every part of the restoration job in-house—from emergency mitigation to reconstruction and contents cleaning. Because they offer more services than typical restorers, your referral fee can be larger. They also emphasize indirect benefits like client satisfaction and retention, which helps you build long-term trust. If your industry's code of conduct prevents commissions, your referrals still get a seamless experience. This program is built for partners who want a turn-key solution and bigger payouts.
#4 Restoration Referral Program | Earn Fees on Every Closed Job
A screenshot of the Disaster Referrals website.
Disaster Referrals runs a straightforward referral program that connects you to closed water, fire, and mold jobs with commissions ranging from $250 to $2,250 per job. They target insurance agents, plumbers, property managers, and contractors, and promise a 60-minute response time to keep your clients happy. The program is niche-focused, so you know exactly what to expect. If you want a simple, no-fuss way to earn on every closed job, this is a solid choice.
#5 JG Restoration
A screenshot of the JG Restoration website.
JG Restoration's Plumber Referral Program offers a unique twist: they'll pay you $100 just for a 15-minute call to learn about their referral system. After that, you can earn $500 to $1,000 per qualified lead with no paperwork or sales required. They serve Central Wisconsin and emphasize fast payments and a simple process. This program is perfect for plumbers who want to test the waters before committing. It's low-risk and gets you paid quickly.
How to Choose the Right Referral Program for You
Start by considering your profession and network. If you're a plumber or contractor who frequently encounters water damage, look for programs with fast, upfront payouts like Tri State Restoration or JG Restoration. If you work with larger insurance claims, Harris Claims Services offers percentage-based commissions that can be more lucrative. For maximum commission potential, American Restoration Solutions handles everything in-house, increasing your fee. And if you want a simple, niche-focused option with no frills, Disaster Referrals is a reliable choice. Always check if your industry's code of conduct allows commissions, and prioritize programs that pay quickly and treat your clients well.
Automate Your Referral Workflow
To streamline your referral income, set up a simple system: use a CRM to track leads you send to restoration partners, and automate follow-up emails to remind you to check on job status. Many programs offer online portals where you can submit referrals and track commissions. Pair this with a calendar reminder to review your earnings monthly. This way, you can focus on your core business while the referral income flows in passively.
Your Next Move: Start Earning From Referrals Today
Restoration referral programs are a proven way to turn your everyday interactions into a steady income stream. Whether you prefer upfront cash, high commissions, or a low-risk trial, there's a program that fits your style. Pick one that aligns with your network and start referring. The best time to begin is now—your next closed job could be just a referral away.