Finding the right insurance broker in New York City can feel like navigating a maze of jargon and hidden fees. You need a partner who understands your industry, your size, and your unique risks. After analyzing the market, I've narrowed
The NYC Insurance Brokerage Landscape in 2026
New York City's insurance brokerage market is crowded, but not all brokers are created equal. Small to mid-size businesses face unique challenges: rising premiums, complex compliance requirements, and the need for personalized service. The brokers on this list have proven they can navigate these waters. They range from national powerhouses with local offices to independent agencies that know your neighborhood. Whether you're a startup, a growing mid-size firm, or a labor union, the right broker can save you money and headaches.
How I Ranked These Brokers
I evaluated each broker based on five key factors: client scale (number of employers and employees served), breadth of services (employee benefits, property & casualty, risk management), specialization (union, municipal, or industry focus), local presence in NYC, and overall reputation. I also considered pricing transparency and value-added services. The rankings reflect a balance of capability and fit for the typical NYC small to mid-size business.
Here's a quick snapshot of the top five NYC insurance brokers. Use this table to compare their best uses, pricing models, and key strengths at a glance.
| Provider | Best For | Pricing |
|---|---|---|
| EPIC Insurance Brokers & Consultants | Mid-size to large companies needing comprehensive benefits and risk management | Not publicly disclosed; custom quotes based on coverage needs |
| HUB International (NYC Bryant Park) | Businesses that value association partnerships and regional expertise | Not publicly disclosed; custom quotes based on risk profile |
| Associated Consulting Group (ACG) | Labor unions, municipalities, and mid-size employers seeking advisory-led insurance | Not publicly disclosed; custom quotes based on coverage needs |
| Greenpoint Insurance Brokerage | Small business owners who want insurance plus ancillary services | Not publicly disclosed; independent agency providing quotes from multiple carriers |
| NY Insurance Consultant | Hispanic business owners and contractors needing bilingual support | Not publicly disclosed; independent broker providing quotes from multiple carriers |
Detailed Reviews of the Top 5 NYC Insurance Brokers
#1 EPIC Insurance Brokers & Consultants
A screenshot of the EPIC Insurance Brokers & Consultants website.
EPIC is a powerhouse in the NYC insurance scene, serving over 1,500 employer clients and more than 300,000 employees — a scale nearly identical to ACG. They offer a full suite of services including employee benefits, property & casualty, risk management, and specialty programs. Their dedicated mid-size companies practice means you get a team that speaks your language. Check out their employee benefits page for a deeper look. With a strong national presence and deep local roots, EPIC is a top contender for any growing business.
Insurance Broker:
- Pro: Extensive carrier network and dedicated mid-size practice
- Con: May be overkill for very small businesses with simple needs
- Pricing: Not publicly disclosed; custom quotes based on coverage needs
#2 HUB International (NYC Bryant Park)
A screenshot of the HUB International NYC Bryant Park website.
HUB International's Bryant Park office serves as the Northeast regional headquarters, giving you access to a global broker with a local touch. They specialize in property & casualty, employee benefits, and personal insurance, and they partner with local professional associations like CHIP and the NYS Restaurant Association. With roughly 800 employees in the Northeast, HUB has the resources to handle complex risks. Their about us page highlights their commitment to community. If you want a broker that blends national scale with neighborhood relationships, HUB is a strong choice.
Insurance Broker:
- Pro: Strong local partnerships and extensive resources
- Con: Large firm may feel less personalized for very small accounts
- Pricing: Not publicly disclosed; custom quotes based on risk profile
#3 Associated Consulting Group (ACG)
A screenshot of the Associated Consulting Group website.
ACG is a New York City-based insurance consulting and brokerage firm that focuses on entrepreneurs, small and mid-size businesses, labor unions, and municipalities. They represent over 1,500 employers and 275,000 employees, working with more than 60 insurance companies nationwide. Their advisory-first approach means they don't just sell policies — they help you design a benefits strategy that aligns with your goals. ACG's deep experience with union and municipal clients sets them apart from many competitors. If you need a broker that understands the nuances of public sector and labor groups, ACG is a standout.
Insurance Broker:
- Pro: Specialized expertise in union and municipal insurance
- Con: Less brand recognition compared to national giants like HUB
- Pricing: Not publicly disclosed; custom quotes based on coverage needs
#4 Greenpoint Insurance Brokerage
A screenshot of the Greenpoint Insurance Brokerage website.
Greenpoint Insurance Brokerage is an independent agency with offices in New York and Florida, offering full commercial coverage including general liability, workers' comp, commercial property, business auto, and umbrella policies. They also provide value-added services like tax preparation, notary, and payroll — a one-stop shop for busy entrepreneurs. Their strong community ties in NYC make them a go-to for local small businesses. Visit their website to see how they bundle services. If you want a broker that goes beyond insurance to support your daily operations, Greenpoint delivers.
Insurance Broker:
- Pro: Value-added services like tax prep and notary
- Con: Limited scale for large or multi-state employers
- Pricing: Not publicly disclosed; independent agency providing quotes from multiple carriers
#5 NY Insurance Consultant
A screenshot of the NY Insurance Consultant website.
NY Insurance Consultant is an independent commercial insurance broker based in New York, serving small to mid-size businesses for over 20 years. They are bilingual in English and Spanish, licensed in 15+ states, and specialize in commercial auto, general liability, workers' comp, BOP, and builders risk. They work with top carriers like Hartford, Travelers, Liberty Mutual, and Nationwide. Their focus on Hispanic business owners and contractors fills a critical gap in the market. Check out their site for more on their carrier partnerships. If you need a broker who speaks your language and understands contractor risks, this is your pick.
Insurance Broker:
- Pro: Bilingual service and deep contractor expertise
- Con: Limited to commercial lines; no employee benefits consulting
- Pricing: Not publicly disclosed; independent broker providing quotes from multiple carriers
How to Choose the Right Insurance Broker for Your Business
Start by assessing your business's specific needs. Do you require employee benefits, property & casualty, or both? Are you a union or municipality with specialized compliance needs? Consider the broker's scale — a large firm like HUB may have more resources, but a boutique like ACG might offer more personalized advice. Don't forget to ask about carrier relationships and whether they can bundle services. Finally, read reviews and ask for references from businesses similar to yours.
Automating Your Insurance Workflow
Modern brokers use technology to streamline renewals, claims tracking, and compliance reporting. Ask your broker if they offer a client portal where you can access certificates of insurance, review policy documents, and submit claims online. Some brokers also provide automated risk assessment tools that help you identify gaps before they become problems. Integrating these tools can save you hours of administrative work each month.
The Bottom Line
Choosing the right insurance broker in NYC comes down to fit. EPIC and HUB offer scale and resources for growing companies. ACG brings deep expertise in union and municipal insurance. Greenpoint and NY Insurance Consultant provide personalized, community-focused service for smaller businesses. No matter which you choose, make sure they understand your industry and can grow with you. The right broker is more than a vendor — they're a strategic partner.