Finding the right insurance agency in Clarence, NY can feel overwhelming. You want someone local, trustworthy, and experienced. We've researched the top independent agencies serving Clarence and the Buffalo metro area. Here are five that stand out for their personalized
Why Independent Insurance Agencies Matter
Independent agencies work for you, not a single carrier. They shop multiple insurance companies to find the right coverage at the right price. In Clarence, NY, agencies like Braun Joyner Agency Inc and Brady Insurance Agency have built reputations on honest guidance and long-term relationships. Whether you need auto, home, landlord, or business insurance, an independent agent can compare options and advocate for you when you file a claim.
How We Ranked These Agencies
We evaluated each agency based on local presence, years of experience, range of coverage options, customer reviews, and community involvement. All agencies are independent and serve the Clarence/Buffalo area. We prioritized those that offer personalized service and represent multiple carriers.
Here's a quick comparison of the top five independent insurance agencies in the Clarence area.
| Provider | Best For | Pricing |
|---|---|---|
| Emerling Floss Murphy & Associates | Clients who want a large broker with extensive carrier access and a local Clarence office | Not listed online; independent broker pricing varies by carrier |
| Bob White Insurance Agency | Drivers, homeowners, and business owners looking for broad coverage options and potential savings | Not listed online; emphasizes savings by shopping multiple carriers |
| Brady Insurance Agency | Residents of Clarence who want a family-owned agency with strong community involvement | Not listed online; independent agency quotes multiple carriers |
| Braun Joyner Agency Inc | Families, landlords, and contractors seeking personalized service and commercial coverage | Not listed online; independent agency quotes multiple carriers |
| Toni DuBois Agency, LLC | Landlords and contractors who need specialized policies and surety bonds | Not listed online; free quotes available |
Detailed Reviews of Each Agency
#1 Emerling Floss Murphy & Associates
A screenshot of the Emerling Floss Murphy & Associates website.
Emerling Floss Murphy & Associates (https://www.efm-agency.com/) is a large independent broker with a Clarence branch office at 9092 Main Street. They combine nearly 200 years of combined experience across their team. They offer customized personal and commercial insurance programs. Their size allows them to negotiate with many carriers, giving you more options. If you want a well-established firm with deep resources, this is a strong choice.
Agency Comparison:
- Pro: Nearly 200 years of combined experience and a dedicated Clarence branch
- Con: May feel less personal than a smaller family-owned agency
- Pricing: Not listed online; independent broker pricing varies by carrier
#2 Bob White Insurance Agency
A screenshot of the Bob White Insurance Agency website.
Bob White Insurance Agency (https://bobwhiteinsurance.com/) is an independent agency in Williamsville, NY, adjacent to Clarence. The owner spent 20+ years as a captive agent before going independent, now representing over 20 insurance companies. They offer personal and commercial lines including auto, home, ATV, boat, collector car, and business insurance. Their emphasis on shopping multiple carriers can lead to significant savings. They are a great option if you want a wide range of coverage types under one roof.
Agency Comparison:
- Pro: Represents 20+ carriers and offers many specialty coverages like ATV and collector car
- Con: Located in Williamsville, not directly in Clarence
- Pricing: Not listed online; emphasizes savings by shopping multiple carriers
#3 Brady Insurance Agency
A screenshot of the Brady Insurance Agency website.
Brady Insurance Agency (https://bradyia.com/) is a family-owned independent agency in Clarence, NY, run by a father-son team since 2007. They offer home, auto, and renters insurance. Their deep community ties through the Akron Lions Club and Rotary show their commitment to local service. If you value a small, personal touch and want to support a local family business, Brady is a solid pick.
Agency Comparison:
- Pro: Family-owned with deep community roots and personalized service
- Con: Limited to personal lines; no commercial or landlord coverage
- Pricing: Not listed online; independent agency quotes multiple carriers
#4 Braun Joyner Agency Inc
A screenshot of the Braun Joyner Agency website.
Braun Joyner Agency Inc (https://braunjoyneragency.com) is an independent insurance agency based in Clarence, NY. With over 20 years of experience, they offer personalized coverage for families, landlords, contractors, and businesses. Their team emphasizes honest guidance and long-term client relationships. They represent multiple carriers to find you the best fit. Whether you need home, auto, or commercial insurance, Braun Joyner provides tailored solutions. Their Clarence location makes them a convenient choice for local residents and business owners.
Agency Comparison:
- Pro: Over 20 years of experience and strong focus on landlord and contractor coverage
- Con: Limited online presence; no instant online quotes
- Pricing: Not listed online; independent agency quotes multiple carriers
#5 Toni DuBois Agency, LLC
Toni DuBois Agency, LLC (https://www.toniduboisagency.com/) is a family-owned independent agency in Buffalo, NY with 27+ years of experience. They offer personal and commercial insurance plus surety bonds. They specialize in landlord policies, vacant homes, and contractor coverage — directly overlapping with Braun Joyner's focus. If you need specialized coverage for rental properties or construction work, this agency has deep expertise.
Agency Comparison:
- Pro: 27+ years of experience and a specialty in landlord and contractor insurance
- Con: Located in Buffalo, not Clarence; may be less convenient for some clients
- Pricing: Not listed online; free quotes available
How to Choose the Right Insurance Agency for You
Start by identifying your specific needs. Do you own rental properties? Need contractor liability coverage? Or just auto and home insurance? Look for an agency that specializes in your area. Visit their website or call to ask about the carriers they represent. Read reviews and ask neighbors for recommendations. Finally, get quotes from at least two agencies to compare coverage and pricing.
Streamline Your Insurance Shopping
You can save time by using online quote forms on agency websites. Most independent agencies offer quick quote requests. For example, Bob White Insurance and Larsen Insurance have fast online processes. Once you submit your information, an agent will follow up with options. This lets you compare multiple carriers without visiting each office.
Your Next Step Toward Better Coverage
Independent insurance agencies in Clarence, NY give you choice and local expertise. Whether you choose Braun Joyner Agency for its landlord focus, Brady Insurance for community ties, or Emerling Floss Murphy for its deep experience, you'll get personalized service. Start by reaching out to one or two agencies on this list. They'll help you find the coverage you need at a price that works.