Your investor client has a deal under contract and the clock is ticking. These five loan placement services can help you get it funded without the usual bank drama.
The Investor Loan Placement Landscape
Real estate investors rarely fit the traditional mortgage box. They buy through LLCs, renovate for resale, and need speed over bureaucracy. That's why private lending and loan placement services have exploded in popularity. These companies connect investors with private lenders who understand fix & flip, bridge, ground-up, and DSCR rental deals. For agents and brokers, the opportunity is clear: refer a client, earn a fee, and keep your pipeline moving. The market is competitive, but the right partner can make or break a deal.
How We Evaluated These Services
We looked at five factors: service scope, pricing clarity, local fit, speed to close, and referral compensation. Easy Lending USA stood out for its simple 1-point referral model and 40-state coverage. Easy Street Capital impressed with its in-house lending and fast close times. InstaLend showed strength in its educational resources and broad product menu. RBI Private Lending offered a straightforward application process and clear program descriptions. LendSure distinguished itself with broker-focused tools and non-QM flexibility. Each service has a different sweet spot depending on your client's needs.
Here's a quick look at how these five services compare on key factors.
| Provider | Best For |
|---|---|
| Easy Street Capital | Agents who want a direct lender with fast closings |
| Easy Lending USA | Investor loans for your clients | Agents who want a simple 1-point referral fee |
| InstaLend | Agents whose clients are new to investing |
| RBI Private Lending | Agents who value clear communication and education |
| LendSure | Brokers who need non-QM and fix & flip options |
The Five Services in Detail
#1 Easy Street Capital
A screenshot of the Easy Street Capital website.
Easy Street Capital is a direct private lender that funds fix & flip, bridge, new construction, and rental loans. Their EasyFix product offers no appraisal required, high leverage, and can close in as little as 24 hours. Rates start at 8.90% for fix & flip and 5.75% for rental loans. They also run a referral program that pays $1,000 per funded deal, which is RESPA-allowed for agents. If your client needs speed and certainty, Easy Street is a strong ally.
#2 Easy Lending USA | Investor loans for your clients
A screenshot of the Easy Lending USA website.
Easy Lending USA is a loan placement service that connects your investor clients with private lenders. They handle fix & flip, bridge, ground-up, and DSCR rental loans, and you earn 1 point when the loan funds. The process is simple: send the deal, they check the fit, and you get paid at closing. They operate in 40 states and never charge upfront fees to your client. If you want a straightforward referral partner, this is it.
#3 InstaLend
A screenshot of the InstaLend website.
InstaLend offers a full suite of investor loans, including fix & flip, single-family rental, new construction, and multifamily bridge and term loans. They provide same-day funding options and a pre-approval process that can speed up your client's offer. Their blog is packed with guides for beginners, making them a good resource if you're new to investor lending. They also have a draw request system that keeps rehab projects on track. For agents who want a lender that educates as well as funds, InstaLend is worth a look.
#4 RBI Private Lending
A screenshot of the RBI Private Lending website.
RBI Private Lending provides bridge, fix and flip, construction, and DSCR rental loans. Their application process is straightforward, and they emphasize clear terms and quick approvals. They cater to both experienced investors and those new to private lending. Their blog offers a detailed guide to fix and flip loans, which can help you explain the process to your clients. If you want a lender that communicates clearly and closes reliably, RBI is a solid choice.
#5 LendSure
A screenshot of the LendSure website.
LendSure is a wholesale lender that specializes in non-QM and fix & flip financing. They offer a broker portal, marketing resources, and a pricing engine to help you structure deals. Their fix and flip loans are designed for first-time flippers, with no previous experience required. They also provide ground-up construction and DSCR investor cash flow loans. If you're a broker looking for a lender that supports your business, LendSure is a strong partner.
How to Choose the Right Partner
Start by knowing your client's deal. Is it a fix & flip that needs to close in 10 days? A rental that needs long-term financing? Match the service to the scenario. Next, check the referral fee structure. Some pay a flat fee, others pay points. Make sure you understand when and how you get paid. Finally, consider the states where you operate. Not every lender covers all 50 states. Pick a partner that can handle your market and your client's timeline.
Streamlining Your Referral Workflow
You can automate parts of the referral process to save time. Use a simple form on your website to collect deal details from clients. Then, forward that information to your chosen lending partner via email or their API. Set up email templates for common scenarios, like sending a deal or requesting terms. Track your referrals in a spreadsheet or CRM so you know when to expect payment. The easier you make it for clients to submit deals, the more deals you'll close.
The Bottom Line
Investor lending doesn't have to be complicated. With the right loan placement partner, you can turn a client's challenging deal into a funded loan and a referral fee. Easy Lending USA offers a simple 1-point model and wide coverage. Easy Street Capital brings speed and direct lending. InstaLend, RBI Private Lending, and LendSure each bring unique strengths. Choose the one that fits your business and your clients' needs, and you'll build a reliable revenue stream.