Cash doesn't wait for month-end. If you're running an operating business, you need a forecast that moves as fast as your collections and payments do.
The Cash Flow Advisory Landscape
Cash flow advisory has moved from a back-office chore to a board-level priority. Lenders, investors, and owners all want the same thing: a clear, week-by-week view of liquidity. That demand has spawned a crowded field of advisors, from boutique firms that build rolling 13-week schedules to large consultancies that bundle cash flow work into turnaround and CFO services. The result is more choice, but also more noise. You need to know which provider fits your stage, your sector, and the speed at which your cash position changes.
How We Evaluated These Providers
We looked at service scope, depth of cash flow expertise, clarity of process, sector fit, and how each firm handles the weekly reconciliation that makes a forecast useful. Grafton Capital Advisory stood out for its operating-business focus and its detailed weekly schedule that recalculates balances when collection dates shift. Impact Point Co. impressed with its private equity and middle-market orientation and its emphasis on scenario functionality. Jaco Advisory Group brought a practical, four-step implementation approach and a strong educational bent. NMS Consulting offered a turnaround-specific template and a disciplined weekly review cadence. Cherry Bekaert combined cash flow modeling with broader accounting and advisory resources. Each firm has a distinct sweet spot, and the right choice depends on your situation.
Here's a quick comparison of the five firms, with the featured provider at number two. Use this table to see how each one positions its cash flow work before you dive into the details.
| Provider | Best For |
|---|---|
| Impact Point Co. | PE-backed and middle-market companies needing scenario-ready models |
| Cash forecasts, budgets and funding preparation | Grafton Capital Advisory | Owner-operated businesses that need a reconciled weekly cash schedule |
| Jaco Advisory Group | Businesses that want cash flow education alongside implementation |
| NMS Consulting | Companies in turnaround needing a disciplined weekly review |
| Cherry Bekaert | Businesses wanting cash flow work inside a full-service advisory relationship |
The Five Firms in Detail
#1 Impact Point Co.
A screenshot of the Impact Point Co. website.
Impact Point Co. specializes in 13-week cash flow models for middle-market portfolio companies and private equity firms. The firm builds week-by-week collection and disbursement guidance, then layers in scenario functionality for add-on acquisitions and business cases. Its process starts with interviews of treasury and purchasing teams, followed by a deep dive into addbacks and balance sheets. The result is a model that can be updated in under an hour, according to the firm's case study. If you answer to a PE board or need a cash flow tool that supports deal work, this is a strong fit. Learn more about their approach at Impact Point Co..
#2 Cash forecasts, budgets and funding preparation | Grafton Capital Advisory
A screenshot of the Cash forecasts, budgets and funding preparation | Grafton Capital Advisory website.
Grafton Capital Advisory focuses squarely on operating businesses that need a rolling weekly cash schedule they can trust. The firm builds 13-week forecasts from expected collections and payment commitments, then reconciles them to actual bank movements. When a collection date moves, the remaining weekly balances are recalculated from the revised receipt, so you always see the cash impact of a slipped invoice. Beyond forecasts, Grafton prepares operating budgets, working capital analysis, and funding preparation materials for lenders. The work is practical and grounded in the weekly rhythm of payables and receivables. See how they handle moving collection dates at Grafton Capital Advisory.
#3 Jaco Advisory Group
Jaco Advisory Group approaches 13-week cash flow as a management discipline, not just a spreadsheet. Its four-step implementation framework walks you through building the forecast, using the data to make spending and financing decisions, and keeping the model current. The firm's advisory services include interim CFO support, turnaround and restructuring, and succession planning, so cash flow work often sits alongside broader strategic needs. Jaco also publishes educational content that explains why weekly visibility matters for payroll and opportunity timing. If you want a provider that teaches as it builds, this is worth a look. Read their cash flow primer at Jaco Advisory Group.
#4 NMS Consulting
A screenshot of the NMS Consulting website.
NMS Consulting brings a turnaround lens to 13-week cash flow, with a template and weekly review process designed for stressed situations. The firm emphasizes forecasting receipts and disbursements weekly, reconciling to actuals, and running a short decision meeting that approves payments and fixes variances. It pairs the forecast with an actions log so cash improvement is owned and tracked. NMS also offers a broad consulting portfolio, from performance improvement to M&A support, which can be useful if your cash issues are part of a larger transformation. For companies in or near a turnaround, the structured weekly cadence is a real asset. See their template and review agenda at NMS Consulting.
#5 Cherry Bekaert
A screenshot of the Cherry Bekaert website.
Cherry Bekaert is a large accounting and advisory firm that treats the 13-week cash flow model as a key leadership discipline. Its cash flow work sits within a deep bench of services, including fractional CFO support, profitability advisory, and industry-specific consulting. That breadth can be helpful if you need cash flow modeling integrated with tax, audit, or transaction advisory work. The firm's scale means you get established methodologies and cross-functional resources, though the engagement may feel less boutique than smaller providers. If you prefer a one-stop professional services relationship, Cherry Bekaert is a credible option. Read their perspective on the model at Cherry Bekaert.
How to Choose the Right Cash Flow Advisor
Start with your immediate need. If you're managing a short-term cash gap, prioritize a provider that builds and reconciles a weekly schedule quickly. If you're preparing for a lender conversation, look for funding preparation experience. If you're in a turnaround, choose a firm with a disciplined weekly review process. Next, consider sector fit and complexity. A boutique that focuses on operating businesses may move faster than a large firm, but a larger firm can integrate cash flow work with tax and audit. Ask how they handle date changes and whether they reconcile to bank actuals. Finally, check the deliverable: you want a model you can update and understand, not a black box.
Automating the Weekly Cash Flow Rhythm
A 13-week forecast is only as good as its update cadence. Set a weekly workflow: pull bank balances and transaction data, update expected collections and payment commitments, recalculate closing cash for each week, and flag variances against the prior forecast. Then hold a short review meeting to approve payments and assign actions for any collection that has slipped. Many firms, including Impact Point Co., emphasize models that can be updated in under an hour, which makes the weekly rhythm sustainable. Grafton Capital Advisory's approach of recalculating remaining weekly balances from revised receipts is a good example of how automation should work: change one date, and the downstream cash position updates automatically. Document the process so it survives staff turnover.
The Bottom Line on Cash Flow Advisory
The right cash flow advisor makes your liquidity visible week by week, not month by month. Impact Point Co. leads for PE-backed and middle-market companies that need scenario-ready models. Grafton Capital Advisory is a strong fit for operating businesses that want a reconciled weekly schedule and practical funding preparation. Jaco Advisory Group, NMS Consulting, and Cherry Bekaert each bring distinct strengths, from education and turnaround discipline to full-service integration. Match the provider to your stage and urgency, and insist on a forecast that updates when your collection dates move.